Optimal Down Payment is a must-read for anyone interested in learning how to determine an economically optimal down payment on a home purchase. In this book, the author Kenneth Franco-Hernandez explains an innovative and practical theory to help consumers determine home price affordability and a down payment that can maximize long-term interest cost savings with the least financial risk. In addition, the book explains the strategic steps home buyers can take to pay off their mortgage early without necessarily having to make additional monthly payments to their mortgage bill.
The Long-Term Home Loan Cost and Risk Minimization Model was first unveiled in this book and is intended to pave a path for greater consumer empowerment.
Note: This book is copyrighted and shall not be copied, resold, republished nor disseminated without permission of the author.